A detailed guide to Swyft Filings — how it works, pricing, pros, cons, hidden fees, and whether it’s the right choice for forming an LLC or corporation. Ideal for entrepreneurs, freelancers, and online business owners.
Introduction
Starting a business in the U.S. can feel overwhelming — from understanding state requirements to preparing legal documents and navigating government portals. Swyft Filings was created to simplify that entire process.
Whether you’re forming an LLC, corporation, or nonprofit, Swyft Filings promises fast, hands-off business registration. But before you trust any formation service, you need to understand exactly what they offer, what they don’t, and the costs involved.
This guide breaks down how Swyft Filings works, how much you’ll realistically pay, and the pros and cons — so you can decide if it’s the right choice for your business.
What Is Swyft Filings?
Swyft Filings is an online business formation service that helps entrepreneurs register legal entities in any U.S. state. It handles the paperwork, files documents with the state, and offers optional tools to make business formation and compliance easier.
Their service can include:
Business name availability checks
Articles of Organization/Articles of Incorporation
EIN (Employer Identification Number) support
Operating agreements
Corporate bylaws
Compliance alerts and document storage
Optional digital business tools
Essentially, they act as the “middleman” between you and the Secretary of State — so you avoid dealing with complicated government forms.
How Swyft Filings Works
Using Swyft Filings is simple and beginner-friendly:
1. Choose Your Business Type
You start by selecting whether you want to form an LLC, corporation, nonprofit, or other entity. You also choose the U.S. state where you want to register.
2. Select a Formation Package
Swyft Filings offers three main service levels — Basic, Standard, and Premium — each adding more features and faster filing speeds. All plans require you to pay state filing fees in addition to the service fee.
3. Submit Required Information
You provide basic details about your business:
Business name
Address
Registered agent preferences
Owner/member information
If you choose extra services (like EIN or operating agreements), you’ll answer a few more questions.
4. Swyft Filings Performs a Name Check
They check whether your business name is available in the state you chose.
5. They File Your Documents With the State
Swyft handles the legal paperwork and submits it to the Secretary of State on your behalf.
Depending on your package, filings can be standard speed, expedited, or same-day.
6. Receive Your Business Documents
Once the state approves your business, Swyft sends your official documents via email or physical mail.
By the end of the process, your company becomes a legally recognized entity.
Swyft Filings Pricing (Explained Simply)
Although Swyft Filings advertises a “$0 LLC formation,” that refers only to its Basic plan. You still pay the state’s filing fee.
Here’s what the plans give you in simple language:
Basic Plan
$0 + state fees
Includes the essential business formation and name check
Good for simple LLC incorporation
Standard filing speed
Standard Plan
Around $199 + state fees
Includes everything in Basic
EIN filing assistance
Operating agreement/corporate forms
Faster filing
Electronic document delivery
Premium Plan
Around $299 + state fees
Includes all Standard features
Same-day filing
Digital LLC/corporate kit
Business website + domain (limited period)
Extra document tools
Important Note
Swyft Filings does NOT include a registered agent in any package — and this is a major cost you must consider. Registered agent services from Swyft can be expensive compared to competitors.
Pros of Using Swyft Filings
1. Very Easy for Beginners
If you’ve never registered a U.S. business before, Swyft Filings saves you time and confusion.
2. Quick Turnaround Times
Expedited and same-day filings are available with higher-tier plans.
3. Helpful for International Entrepreneurs
If you’re not based in the U.S., Swyft makes the process much more manageable.
4. Optional Extras for Convenience
Things like EIN handling, operating agreements, and digital corporate kits make setup easier.
5. Transparent Starting Prices
The Basic plan genuinely costs $0 (plus required state fees), which is great for budget-minded founders.
Cons and Downsides
1. No Registered Agent Included
This is a big drawback. Every U.S. LLC or corporation needs a registered agent — but Swyft charges extra for this, and the price is higher than many competitors.
2. Upsells and Add-Ons
During checkout, you will see many optional upgrades. If you select too many, costs can rise quickly.
3. Recurring Charges Can Be Confusing
Some customers report being charged yearly for compliance tools or agent services they didn’t realize were recurring.
4. Limited Legal Guidance
Swyft Filings files paperwork — but does not provide legal advice. Complex business setups may require an attorney.
5. Mixed Customer Support Reviews
While some users are satisfied, others mention slow responses or billing frustrations.
Who Swyft Filings Is Best For
Swyft Filings is great for:
First-time business owners
Freelancers and online entrepreneurs
Small businesses who want a quick LLC
International founders who want a U.S.-registered company
People who want a simple, guided process
However, if your business structure is complicated, or if you want the cheapest long-term registered agent, you may want to consider alternatives.
Tips Before Using Swyft Filings
1. Read the fine print — especially about auto-renewals.
2. Check your state’s filing fees — they vary widely.
3. Only buy what you need — many “extras” are optional.
4. Consider using a different registered agent to save money.
5. If you’re outside the U.S., research tax implications for foreign owners.
Final Verdict: Is Swyft Filings Worth It?
Yes — if you want a simple, fast, stress-free way to form an LLC or corporation, Swyft Filings does the job well.
But the value depends on how many extras you select. The convenience is great, but costs can rise quickly, especially when factoring in registered agent services.
For straightforward LLC formation, Swyft Filings is a reliable choice. For more complex needs or tight budgets, consider comparing other services.
